Independent and unbiased approach
Wealth Security LLC is a fee only service. Much like your doctor that dispenses medical advice we dispense personal financial advice and charge an appropriate fee. We do not sell any investment or insurance products, take any commision, fee or owe any allegiance to anyone besides our clients.
Fiduciary
Wealth Security LLC is a fiduciary which means that we must act in the best interest of the client, even ahead of our own interest. We provide "Prudent Investor" advice based on our clients personal goals, risk tolerance and time horizon. Potentail conflicts of interest are avoided and are fully disclosed.
Personalized Service
We limit the number of clients we serve so that we can provide frequent and on-demand personalized serviceon demand personalized service. We provide an unbiased wealth advisor for clients unique needs such as property refinancie, evalution insurance and analysing new business opportunities.
Independent Investment Advisor
We do not take ownership of any client funds. Funds are all held accounts in the client's name in independent broker/dealers such as TD Ameritrade. Monthly statements and daily activity statements are provided by the broker dealer and cross checked with quarterly statements from Wealth Security LLC.
Focused on the "Bottom Line"
The bottom line is hwo well the client's net worth is tracking to pre-established goals. Attention to many details is required to enable this to happen. For example, we incorporate tax planning into the client's investment strategy. Taxable income producing investments are placed into tax advantaged accounts such as IRAs and 401K. Tax advantaged investments with capital gains and dividends are placed in standard brokerage accounts. The goal is to maximize our client's after tax net worth.
Ethics
Wealth Security operates with highest ethical standards. We have long-term relationships with our clients and recognized that ethical behavior is essential to earn their trust.