Team Approach

Wealth Security believes in a team approach to complex financial situations.  We bring together the CPA on taxes, the appropriate attorney on estate planning and contracts, bankers on finances and brokers on investments.

Planning

Wealth Security LLC helps the client with goal definition, education on financial options and decision support for complex or infrequent decisions that have impact on financial well being.  This includes, college planning, retirement, social security choices, cash flow in retirement, legacy planning, and tax advantaged opportunities.

Investment Philosophy

Wealth Security provides a personalized portfolio management based on the client's goals, risk preferences, cash flow requirements and timeline.  Key to this is understanding the personal objectives and how to maximize the return and increase in wealth while lowering the variability of return to match the risk tolerance.  Wealth Security has a focus on asset preservation that drives diversification and use of a mix of income and equity.  Investment allocation may include cash or money market when confronted with falling markets.

Investments use a range of products including low cost, tax efficient ETFs and selected stock postions.  International exposure is part of the diversification and may use mutual funds as well as other investments.  Income investments may use direct bond investments or bond funds based on market direction and risk preference.

Performance Benchmarks

Performance tracking of the financial returns is a key differentiation for Wealth Security.  Personalized benchmarks utilizing industry standard components is required for all clients.  Actual performance including all cash flows is measured and compared with the personalized benchmark and reported.  Networth tracking and performance is a service for major accounts.

President and CEO

Gary Montgomery is the President and CEO of Wealth Security LLC.  He is a graduate of the United States Military Academy at West Point NY. He has attended the Option II MBA program at the University of Texas and is currently enrolled in the Certified Financial Planning Program at the University of Texas.  Gary has 30 year background in business and international business including overseas assignments.  He has been instrumental in company valuation, acquisitions, and market understanding.